Mississippi College

Alternative loans are credit approved loans that are based on the different lenders qualifications and these loans are applied for through the student’s lender of choice by the student. 

Mississippi College requires that the current year’s FAFSA has been processed and received in the Financial Aid Office before an Alternative loan can be certified. 

Once the student has been approved for an alternative loan, the lender will notify the Financial  Aid Office of the approval via the ELM website.  The Financial Aid Office  will check to make sure the student is eligible for the alternative loan amount requested by the student and will certify the loan at that time. If the student is not eligible for the entire amount that the student has requested, the loan will be adjusted in accordance with their financial aid award.

Mississippi College’s policy is that no alternative loan will be certified for a student for a prior balance after the student has ceased enrollment at Mississippi College.

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